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2026 FEDERAL TABLES IN EFFECT · IRS PUB 15-T
SOURCES CHECKED 02 SEPT 2026 · HOW WE VERIFY

PayStub Desk
Pay stub generator · United States

Create pay stubs online in minutes

Built for small employers and self-employed contractors in the US. Federal withholding, Social Security, Medicare and state income tax calculated as you type.

Start with what you already know

No account. The draft stays in your browser, not on our servers.

jurisdictions documented
51
50 states and the District of Columbia, each with its own requirements page.
tax year in effect
2026
Federal tables from IRS Publication 15-T, state tables from each revenue department.
tables verified
53 of 55
Checked against a control example published by the state itself.
for the clean PDF
from $4.99
Watermarked preview is free. No account, no subscription.
01 — Provenance

Where the numbers come from

Federal withholding follows IRS Publication 15-T. Every state entry carries a link to the revenue department guide it was taken from, and a control example from that guide is reproduced by a test before the entry is marked verified.

Read the method →
Federal income taxIRS Publication 15-T (2026), Worksheet 1A — Percentage Method Tables for Automated Payroll Systems, annual payroll period, Form W-4 from 2020 or later Verified2026
Social Security & MedicareSSA 2026 contribution and benefit base; IRS Topic 751 (Social Security and Medicare withholding rates) Verified2026
State income tax55 revenue department guides 53 of 552026
02 — Coverage

Pick the state, read what it requires

Calculated No tax on wages Not verified

2 jurisdictions publish no worked example against which a calculation can be checked (Colorado, District of Columbia). Those entries stay unverified, and the page for each of them says so rather than implying a check that did not happen.

03 — Procedure

Three fields in, a document out

  1. 01

    Enter hours, rate and state

    Company, employee, pay period. The draft is saved in your browser as you go.

  2. 02

    Watch the withholding land

    Federal, Social Security, Medicare and state income tax recalculate on every keystroke.

  3. 03

    Download the PDF

    Free with a preview watermark, or from $4.99 for the clean file, up to 5 pay periods in it. No subscription.

Preview

Free
  • Full calculation, every template
  • PDF with a preview watermark
  • No account, no card

Clean file

From $4.99
  • No watermark, print-ready
  • Up to 5 pay periods in one file
  • One-time payment, no subscription
04 — Output

3 templates, one calculation

See all templates →

Responsible use

What this tool is, and what it is not

Responsible use policy →

It formats and calculates a stub from figures you supply. It does not verify employment or income, and it is not a payroll or tax advisory service.

Creating or submitting falsified pay documents is a crime under federal and state law. Use it only for records you are authorized to produce.

05 — Questions

Before you start

How accurate is the withholding?
Federal tax follows the percentage method in IRS Publication 15-T. State tax follows each state's own guide, and the state pages say which entries have been checked against a published control example.
Do I need an account?
No. There is no sign-up and no subscription. You pay only when you want the file without the watermark.
Where does my data go?
The calculation runs in your browser and the draft never leaves it. Building a PDF happens on our server, so the figures reach it at that point, and both the file and the figures behind it are deleted on the schedule the privacy policy sets out.
My state withholds no income tax. What prints?
The line stays on the stub at 0.00 with a sentence naming the state, so a reader can see it was considered rather than dropped.
Can I put several pay periods in one file?
Up to 5, with year-to-date carried forward across them, for a single price.
Is a generated stub a legal document?
It is a record of the figures you entered, in the format a pay statement takes. It proves nothing on its own, and it must match your real payroll records.

Start with the free version

The watermarked PDF costs nothing and needs no account. Pay only when you want the clean file.

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